KreditBee Referral Code (SKMIW0OMT) allows new users to unlock exclusive benefits while earning exciting rewards through the refer-and-earn program. KreditBee offers instant personal loans from ₹1,000 to ₹3 Lakhs with quick KYC verification and minimal documentation. Share your referral code with friends and earn up to ₹300 for every successful signup and loan approval — making KreditBee not just a loan app, but also a smart way to earn extra money online.
If you’re searching for the best loan app in India where you can borrow instant money and also earn rewards by referring friends, then KreditBee is a perfect choice. KreditBee offers instant personal loans starting from ₹1,000 to ₹3 Lakhs, and with the KreditBee Referral Program, users can earn rewards for every successful onboarding.
Whether you want emergency cash or want to make extra pocket money through referrals, this guide covers everything — from the latest KreditBee referral code, signup process, benefits, and referral earning method.
Contents
What is KreditBee?
KreditBee is a popular RBI-registered digital lending platform in India offering:
- Instant Personal Loan
- Flexi Loan
- Shopping Credit
- Online EMI Products
The app requires minimal documentation — PAN Card + Aadhaar + Bank Account, and the approval process takes only a few minutes.
| Details | Action |
|---|---|
| App Name | KreditBee |
| Download KreditBee App | Click Here |
| KreditBee Referral code | SKMIW0OMT |
| Referral Amount | RS 75 |
KreditBee Referral Code (Working):
👉 Use Code: SKMIW0OMT
Apply this referral code while signing up to unlock exclusive signup benefits and referral reward eligibility.
How to Sign Up on KreditBee (Step-by-Step)
Follow these steps to register and apply the kreditbee referral code:
- Download KreditBee App from Play Store.
- Open the app and tap on Create Account.
- Enter your Mobile Number & verify via OTP.
- On the referral section → Enter the KreditBee Referral Code: SKMIW0OMT
- Upload the required documents:
- PAN Card
- Aadhaar Card
- Bank Details
- Complete KYC Verification.
- Once approved, you can instantly apply for loans.
KreditBee Key Benefits
| Feature | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹3,00,000 |
| Tenure | 3 Months – 24 Months |
| Eligibility | Minimum 18+, Valid ID Proof |
| Referral Earnings | Upto ₹300 per successful refer |
| Approval Time | 5–10 Minutes |
| Credit Score Required | Yes, but low score users may also get approval |
KreditBee Refer & Earn Program
KreditBee offers referral rewards when your friends join and complete KYC.
How It Works:
| Action | Reward |
|---|---|
| Friend installs the app using your link | Eligible |
| Friend completes KYC | You earn cash reward |
| Friend takes a loan | Extra bonus (if applicable) |
You can refer unlimited users and earn more through the dashboard inside the app.
How to Refer Friends on KreditBee
- Open the KreditBee app.
- Go to Profile → Refer & Earn.
- Copy your referral link/code.
- Share via WhatsApp, Facebook, Telegram, or SMS.
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Once your friend completes the process, the reward is credited to your wallet inside the app.
KreditBee UPI Loot – Send Money and Get Flat Rs.15 per Day
Download App: https://www.kreditbee.in/dl?kb=referrer&id=SKMIW0OMT
Referral Code: SKMIW0OMT (Tap to Copy)
How to Get UPI Loot
Install the KreditBee app and sign up using your mobile number.
Enter the Referral Code: SKMIW0OMT during registration to get bonus benefits. (If You take loan)
Link your bank account and activate UPI inside the app.
Go to any merchant UPI QR (Shop, Tea Stall, Grocery Store, etc.).
Make a payment of ₹10 or more using KreditBee UPI.
After payment, you will instantly receive a Scratch Card.
You can win Up to 100 Coins = ₹100 from a single transaction.
You can do 10 merchant transactions daily, meaning you can earn rewards every day.
All collected Reward Coins can be redeemed as real Cash directly to your bank!
Why This Offer is Special
- No Big Payment Needed – Just ₹10 per transaction.
- Earn Daily – Perform 10 transactions every day and keep collecting coins.
- Instant Rewards – You get scratch cards immediately after payment.
- 100% Safe and Fast – UPI PIN required for every transaction, ensuring secure transfers.
- Real Cash Redeem – Rewards are not points only — they convert into real money that you can withdraw.
Withdrawal & Reward Redemption
You can redeem rewards into:
✔ Bank Account
✔ UPI Account
✔ Wallets (If available)
Rewards are usually processed within 24–48 hours.
Conclusion
KreditBee is one of the most trusted instant loan apps in India offering quick loans with minimal documentation. With the KreditBee Referral Code – SKMIW0OMT, you get a smoother onboarding bonus and access to the refer-and-earn system where you can earn easy money by inviting friends.
So, if you need a quick loan or want to make side income through referrals, KreditBee is worth trying.
1. Is KreditBee safe?
✔ Yes, KreditBee is RBI-approved and secure.
2. What documents are required?
PAN Card, Aadhaar Card, and Bank Details.
3. Can I earn unlimited money from referrals?
You can invite unlimited friends, rewards depend on successful activation.
4. Can students apply for KreditBee loan?
Yes, if they are 18+ with valid documents.
5. Does KreditBee affect my credit score?
Yes, timely repayment improves your score; delays may decrease it.
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