Contents
- 1 Shriram One App Offers 2025 | Cashback, EMI Rewards & Referral Bonuses
- 2 What is Shriram One App?
- 3 Latest Shriram One App Offers 2025
- 4 Key Features of Shriram One
- 5 📱 How to Sign Up on Shriram One App
- 6 Shriram One App Referral Offer
- 7 Why Use Shriram One App?
- 8 Tips to Increase Shriram App Benefits
- 9 Is “Shriram One” Safe to Use?
- 10 💬 Frequently Asked Questions (FAQs)
Shriram One App Offers 2025 | Cashback, EMI Rewards & Referral Bonuses
Shriram One App Offers 2025 : Shriram one is a one-stop financial super app from Shriram Finance that lets you manage loans, investments, insurance, UPI payments, and bill payments all in one place. With over 12 million users, it offers a secure, convenient, and trusted way to handle your personal finance needs on the go.
What is Shriram One App?
Shriram One App is an all-in-one digital platform from Shriram Finance Ltd, enabling users to manage their financial services including vehicle loans, gold loans, insurance, fixed deposits, and more — all in one place. Shriram One is the flagship mobile app of Shriram Finance, a major Non-Banking Financial Company (NBFC) in India.
It is designed as a one-stop financial super app, offering a suite of financial services under one roof.
As of Dec 31, 2024, it has reached about 12.93 million users/downloads and serves 9.53 million active customers.
In 2025, Shriram Finance has introduced exclusive app-only offers to make your transactions more rewarding than ever!
| Shriram One App UPI | Details |
| shriram one Link | Download |
| Shriram One App Referral Code | mzb5 |
| Shriram One App Sing Up Bonus | Upto ₹100 scratch Card |
| Referal Bonus | ₹10 |
Latest Shriram One App Offers 2025
Here are the top active offers you can avail inside the Shriram One app:
1. Get ₹200 Cashback on First EMI Payment
- Eligibility: First-time app users
- Offer: ₹200 cashback on first EMI transaction
- Promo Code: AUTOEMI200
- Credited via: Wallet or direct to bank within 3–5 days
2. Refer & Earn ₹150 per Friend
- Invite friends using your referral link
- Get ₹150 when they:
- Register
- Complete their first EMI payment
- No limit on referrals!
3. Fixed Deposit (FD) Bonus Interest Offer
- Book an FD using Shriram One App
- Earn 0.25% extra interest on app-exclusive FDs
- Applicable for tenure > 1 year
🔹 4. Gold Loan Offer – ₹500 Cashback
- Apply for a Gold Loan via app
- Disbursement within 30 mins
- Get ₹500 cashback in wallet instantly
🔹 5. Insurance Renewal Cashback Offer
- Renew your two-wheeler or car insurance
- Use code: INSURE2025
- Get flat ₹100 off
Key Features of Shriram One
Here are the main functionalities the app offers:
| UPI Transactions | Allows users to send/receive money via UPI. |
| Bill Payments (BBPS etc.) | Pay utility bills, recharges etc. |
| Loans | Apply for, manage, and repay loans via the app. |
| Investments | Fixed Deposits, other investment products. |
| Insurance | Life and general insurance are available. |
| Credit Score or Credit-Related Features | Some tools to check credit or related financial health indicators. |
| Refer & Friends / Sharing | Users can refer others / share app, etc. (common in apps of this type). The investor presentation mentions “Refer a Friend” screen. |
📱 How to Sign Up on Shriram One App
To enjoy these offers, here’s how to get started:
✅ Step-by-Step Registration:
Download the App
👉 Available on Google Play Store and iOS App Store
1.Register with Mobile Number :Enter your number And Verify via OTP
2.Complete KYC : Upload Aadhaar & PAN for full access
3.Start Exploring Offers: Navigate to EMI, FD, Loans, or Insurance tabs,Look for “🔥Offer” tags on eligible products
Shriram One App Referral Offer
Shriram Finance rewards users with real cash when they refer others. Here’s how it works:
| Step | Reward |
|---|---|
| Share Referral Code | Via WhatsApp, SMS, Social Media |
| Friend Registers & Pays EMI | You Get ₹150 in Wallet |
| Unlimited Referrals | Earn ₹150 Each Time |
Why Use Shriram One App?
- ✅ One-stop app for loans, insurance, deposits
- ✅ Quick loan disbursal and real-time EMI tracking
- ✅ Safe, RBI-regulated platform
- ✅ Multiple cashback & referral offers
- ✅ Available in regional languages for wider access
Read More: Max Pe Referral code- Refer And Get Rs 20 unlimited Cashback
Tips to Increase Shriram App Benefits
- 💡 Enable Notifications: Get real-time alerts on new deals
- 💡 Set EMI Reminders: Avoid penalties and get cashback
- 💡 Refer in Bulk: Share in groups or status for maximum reach
- 💡 Use App-Exclusive Services: Some rewards are app-only
- 💡 Book FDs via App: Get higher interest rates
Is “Shriram One” Safe to Use?
Absolutely. Shriram One App is backed by Shriram Finance Ltd, one of India’s top NBFCs. It follows strict RBI and cybersecurity regulations. Your data and money are always secure.
💬 Frequently Asked Questions (FAQs)
Who is eligible for Shriram One App offers?
Answer: All Indian users with valid mobile numbers and KYC.
How will I get cashback?
Answer: Cashbacks are credited either to your wallet or directly to your bank account linked in the app.
Can I refer more than 1 person?
Answer: Yes! There is no cap on referrals.
What if my referral doesn’t pay EMI?
Answer: You will receive the referral reward only if your friend completes their first EMI payment.
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